The VA streamline refinance, tested against the rules that protect you
The IRRRL funding fee
Rule check
IRRRLs carry a VA funding fee that is lower than most other VA loans and can be financed. Borrowers exempt from the funding fee, such as veterans receiving disability compensation, do not pay it. VA publishes the current fee.
Last reviewed against the primary sources listed below.
Check
- Fee shown on the Loan Estimate.
- Your exemption status on the COE.
IRRRL questions
Is there a funding fee on an IRRRL?
Yes, a reduced one, unless you are exempt.
Can I finance the IRRRL funding fee?
Yes.