IRRRL Recoup Check method
How we research
Rule check
The method behind IRRRL Recoup Check is simple to state: find the governing document, quote it accurately, explain it plainly and link it. VA's IRRRL page and circular 26-18-30 are the main references for the recoupment and seasoning tests here, and they are rechecked first.
Last reviewed against the primary sources listed below.
Where questions come from
Topics come from the questions people type into search engines about this subject, gathered from free public autocomplete suggestions, then narrowed to the ones this site's focus can answer well.
Sources we rely on
Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.
How a page is checked
- Each factual statement is matched to a primary source.
- Simplified explanations are reread against the original text.
- A page shows a new review date only after it has been rechecked.
Pages written this way
- Who is eligible for a VA IRRRL?
- The IRRRL 36-month recoupment rule explained
- VA IRRRL seasoning: when can you refinance?
- The IRRRL net tangible benefit and rate reduction test
- IRRRL closing costs and the VA funding fee
- IRRRL occupancy rules and adjustable-to-fixed refinances
- Does an IRRRL need an appraisal or credit check?
- How the funding fee works on an IRRRL
About the IRRRL Recoup Check recoupment calculator
Nothing entered into the IRRRL Recoup Check recoupment calculator leaves your device, and no field comes prefilled.