The VA streamline refinance, tested against the rules that protect you
IRRRL with another lender
Rule check
You do not have to use your current lender for an IRRRL. Any VA lender that offers them can refinance your loan. Comparing Loan Estimates can show differences in costs and pricing.
Last reviewed against the primary sources listed below.
Compare
- Total costs.
- Recoupment period.
IRRRL questions
Do I have to use my current lender for an IRRRL?
No, any VA lender that offers them can.
Should I compare IRRRL offers?
Yes, compare Loan Estimates.